Q: Could you explain more about how the updated insurance rates will work if the TA is ratified?
- Our contribution has been frozen since 2019, so today the effective contribution is 15.9% despite cost increases
- In 2019, the Flight Attendant contribution for the regular PPO insurance premium was 20%
- In 2025, the Flight Attendant contribution increases to 18%
- In 2026, the Flight Attendant contribution increases to 20%
- Flight Attendant cost may not exceed a 15% increase year over year
- The following examples highlight the change to the Flight Attendant contribution for each regular PPO tier in 2025, with the assumption there will be an increase to the total premium
Jump to examples:
- Example 1 – Year 8 Flight Attendant paying Employee Only
- Example 2 – Year 8 Flight Attendant paying Employee w/ Spouse
- Example 3 – Year 8 Flight Attendant paying Employee w/ Child(ren)
- Example 4 – Year 8 Flight Attendant paying Employee w/ Family
Example 1 – Year 8 Flight Attendant paying Employee Only
| 2024 |
|---|
| Monthly Income (75 TFP X $42.99) = $3,224.25 |
| Monthly Premium (15.9% of $1,042.66) = $166.03 |
| Monthly Pay – Premium = $3,058.22 |
| 2025 |
|---|
| Monthly Income (75 TFP X $54.25) = $4,068.75 |
| Monthly Premium (18% of $1,055.56) = $190 |
| Boarding Pay (estimated average* 8%) = $325.50 |
| Monthly Pay + Boarding – Premium = $4,204.25 |
| Monthly Premium Increase = $23.97 |
Example 2 – Year 8 Flight Attendant paying Employee w/ Spouse
| 2024 |
|---|
| Monthly Income (75 TFP X $42.99) = $3,224.25 |
| Monthly Premium (15.9% of $2,085.33) = $332.07 |
| Monthly Pay – Premium = $2,892.18 |
| 2025 |
|---|
| Monthly Income (75 TFP X $54.25) = $4,068.75 |
| Monthly Premium (18% of $2,111.12) = $380 |
| Boarding Pay (estimated average* 8%) = $325.50 |
| Monthly Pay + Boarding – Premium = $4,014.25 |
| Monthly Premium Increase = $47.93 |
Example 3 – Year 8 Flight Attendant paying Employee w/ Child(ren)
| 2024 |
|---|
| Monthly Income (75 TFP X $42.99) = $3,224.25 |
| Monthly Premium (15.9% of $1,772.58) = $282.27 |
| Monthly Pay – Premium = $2,941.98 |
| 2025 |
|---|
| Monthly Income (75 TFP X $54.25) = $4,068.75 |
| Monthly Premium (18% of $1,800) = $324 |
| Boarding Pay (estimated average* 8%) = $325.50 |
| Monthly Pay + Boarding – Premium = $4,070.25 |
| Monthly Premium Increase = $41.73 |
Example 4 – Year 8 Flight Attendant paying Employee w/ Family
| 2024 |
|---|
| Monthly Income (75 TFP X $42.99) = $3,224.25 |
| Monthly Premium (15.9% of $2,815.21) = $448.30 |
| Monthly Pay – Premium = $2,775.95 |
| 2025 |
|---|
| Monthly Income (75 TFP X $54.25) = $4,068.75 |
| Monthly Premium (18% of $2,861.11) = $515 |
| Boarding Pay (estimated average* 8%) = $325.50 |
| Monthly Pay + Boarding – Premium = $3,879.25 |
| Monthly Premium Increase = $66.70 |
How can our insurance rates have been frozen since 2019? They double during Covid in the middle of the health crisis. I’m still trying to catch up from paying less than $200 a month to $448 a month and now I’m supposed to pay 20% more? No thank you
Our premiums have not been frozen since 2019, during the pandemic and our insurance doubled. I’m still trying to catch up with going from under $200 a month to $448 a month. And now I’m expected to pay an extra 20% so in four years what I pay monthly has gone up 120%.
I’m sorry- we are already paying WAY too much. Insurance needs to be affordable to pay nearly 1/3rd of my mortgage just to cover healthcare for my family is insane. NO NO NO